In a nutshell, your credentials are your personal information in data form. These bits of data contain pieces of information about the user such as a form of ID (Driver’s License), POA (Proof of Address), and a Liveness Detection Selfie Scan to name a few. Users can issue a credential to themselves by downloading the Fractal Wallet and connecting their Fractal ID to the Wallet. The use of your ID combined with the Wallet allows you then to seamless interoperability and comprehensive onboarding checks, neatly packed into one consistent process.